Archive
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Payment service providers
Digital euro will run on open European standards, so check your terminals and apps against CPACE, nexo and Berlin Group now
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Banks
The ECB targets 2029 only if the law passes in 2026, so plan your digital euro project backwards from that date
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Payment service providers
Licensed outside the euro area? You may still offer digital euro, so map which customers you could serve
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Credit institutions
If you run payment accounts, the draft law makes you offer digital euro on request, so plan the full basic package now
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Payment service providers
Digital euro disputes run through a fixed two-step process, so get your service desk ready for it now
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Banks
Digital euro customers can leave you and keep their account number, so build switching as a service you win on
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Payment service providers
Digital euro will never be programmable money — sell pay-on-delivery as your paid add-on
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Banks
DESP will score fraud risk for you, but your bank still decides block or pay
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Credit institutions
Digital euro settles in a new central bank account, so plan liquidity for a 24/7 DESP cash account now
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Payment service providers
If your merchants already take cards, the draft law likely forces digital euro acceptance too
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Corporate treasurers
Your company won't hold digital euro, so get your linked account and daily sweep ready now
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Banks
In digital euro, only your bank can link payments to people, so design your data walls and consent flows now
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Payment service providers
Offline digital euro puts AML checks and device funding in your back end, so plan that build now
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Banks
Digital euro fees will be capped, so start benchmarking your debit-card revenue now
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Credit institutions
Build the account link before anyone sets the holding cap